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2026 Most Affordable Military-Friendly Online Colleges

Explore the most affordable military-friendly online colleges in the list below, ordered by manually collected tuition. 

Want an online degree that's:

  • Affordable
  • Popular
  • Highly Rated
  • Military-friendly

We've got them. Let's get started.

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Why Trust Us?

  • 90,000+ Verified Student Reviews
  • Manually Researched Tuition
  • 200+ Expert Interviews
  • 1,800+ Online Colleges
  • 30,000+ Online Degrees

Every school on our list meets strict criteria that matter to military students: they award credit for your military experience, serve over 1,000 students currently using GI Bill® benefits, provide dedicated military support staff, maintain transparent tuition policies, and offer online programs at both undergraduate and graduate levels.

Our research process was thorough — we evaluated more than 2,600 Yellow Ribbon-designated schools using federal IPEDS data to make sure each one is also a Principles of Excellence signatory, according to the VA's GI Bill Comparison Tool. This means you can trust that every school listed has committed to transparent practices and ethical standards when serving military students.

These institutions understand deployment schedules, PCS moves, and the realities of military life. They've invested in flexible policies, trained their staff to work with service members, and developed resources specifically designed for military students and their families.

Want an online degree that's:

  • Affordable
  • Popular
  • Highly Rated
  • Military-friendly

We've got them. Let's get started.

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How We Rank "Most Affordable" Schools

%%YEAR%% Most Affordable Online %%LEVEL_NAME%% in %%PROGRAM_NAME%% Badge

The OnlineU research team manually collects and verifies tuition data for every school on our lists, ensuring you see accurate, up-to-date costs whether you're pursuing an associate, bachelor's, master's, or doctoral program. To qualify, schools must offer fully online degrees, hold institutional accreditation, and have verifiable enrollment data through the National Center for Education Statistics. While some of our rankings include partner schools, every school is evaluated using the exact same criteria.

We prioritize schools that offer a consistent tuition rate across programs at the same degree level, so you're not caught off guard by unexpected price differences between majors, and for graduate programs we go a step further by individually calculating program costs since credit requirements and fees vary widely.

All tuition numbers were manually collected and verified
Only verified student reviews informed our overall ratings and recommendation rates
Rank School Annual In-State Tuition Annual Out-of-State Tuition Recommendation Median Salary
# 1 #1 University of Florida $3,357 $15,000 91% $71,666
# 2 #2 University of Central Florida $5,018 $21,882 93% $59,760
# 3 #3 The University of West Florida $6,569 $19,451 76% $52,842
# 4 #4 Texas A&M University - Central Texas $7,591 $17,383 86% $53,478
# 5 #5 Old Dominion University $8,040 $13,320 86% $60,174
# 6 #6 University of Arkansas $8,092 $8,092 92% $66,888
# 7 #7 Columbia Southern University $8,340 $8,340 78% $72,842
# 8 #8 University of Maryland Global Campus $9,900 $14,970 59% $80,146
# 9 #9 Southern New Hampshire University Online $10,260 $10,260 62% $64,955
# 10 #10 Capella University $10,680 $10,680 63% $78,942
# 11 #11 National University $11,100 $11,100 47% $74,293
# 12 #12 Columbia College $11,250 $11,250 60% $55,042
# 13 #13 Oregon State University $11,520 $11,520 82% $68,413
# 14 #14 Liberty University $11,700 $11,700 57% $54,445
# 15 #15 Regent University Online $11,850 $11,850 62% $47,571
#1
Annual In-State Tuition: $3,357
Annual Out-of-State Tuition: $15,000
Average Program Length: 4 years
4.03 / 5
University of Florida "> Overall Rating
91%
University of Florida "> Recommend
88%
University of Florida "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • Military students can risk running out of benefit eligibility before finishing, but UF helps solve that. The low $3,357 tuition is the starting point, but the real differentiator is how that price interacts with military funding rules. Between in-state tuition eligibility pathways, out-of-state fee waivers, and Yellow Ribbon participation, UF is designed so that many military students can cover nearly the full cost of attendance with existing benefits.
  • UF has policies like military withdrawal protections and flexible application rollovers, and the system is clearly built around continuing your higher education despite disruptions.
  • A 97% retention rate and 92% graduation rate (both top ~2% nationally) indicate that once students start, they overwhelmingly stay and complete their program.

91 Student Reviews for Bachelor's Degrees

Sergio, Graduated 2016
Overall Rating: 4/5

Overall, I am very satisfied with the in classroom experience that I had at the University of Florida. I think the education quality was excellent, labs were set up to teach students well, and I was surrounded by students who had a similar mindset to... Read More

future PA gal, Graduated 2024
Overall Rating: 4/5

Overall I enjoyed my time at the University of Florida. It provided me with great connections, opportunities, and memories. It truly feels like a community to be a Florida Gator. Conversely, the system is not entirely organized - students struggle to... Read More

Natalie Bean, Graduated 2018
Overall Rating: 5/5

I absolutely loved University of Florida. It's the everything school! Competitive sports teams, great academics, fun social life -- there is something for everyone. The business school was great because we had some classes in person and some online -... Read More

AI Student Review Summary: Bachelor’s-level feedback for University of Florida is broadly positive and frequently highlights the university’s scale, reputation, and range of opportunities. Students often praise rigorous academics, strong faculty, extensive clubs and research access, career resources, and the reach of the “Gator Nation” alumni network for internships, graduate school, and employment connections. Many also value Gainesville’s college-town atmosphere and strong school spirit despite the university’s size. Criticism centers on the challenges of that scale, including large classes, inconsistent advising, administrative frustrations, and limited individualized attention. Several students suggest the university works best for proactive, self-directed learners who actively seek out resources and opportunities.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 1,517 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $71,666
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 92%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 97%
#2
Annual In-State Tuition: $5,018
Annual Out-of-State Tuition: $21,882
Average Program Length: 4 years
3.98 / 5
University of Central Florida "> Overall Rating
93%
University of Central Florida "> Recommend
89%
University of Central Florida "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • With 13,856 online students (top ~2% nationally), UCF could easily become impersonal. Instead, it layers in proactive support through the Online Connect Center, where success coaches guide you from enrollment through graduation. For military students, administrative friction is one of the biggest risks in college. UCF’s model reduces the need to navigate those systems alone.
  • The outcomes suggest this approach is working. A 92% retention rate (top ~5%) and 75% graduation rate (top ~7%) are unusually high for a school this large. (This is also the case for the school below, but UCF beats them on every stat.)
  • All that said, we've collected ~850 student reviews that do raise concerns about inadequate minority support, bureaucratic hassles, outdated facilities in specific departments, and weak responsiveness from administrative offices.

151 Student Reviews for Bachelor's Degrees

Austin Otocki, Graduated 2010
Overall Rating: 4.5/5

The size and scale of the University allows for a significant variety in both undergraduate and graduate programs. Additionally, because of the large student population there are resources, clubs, and activities for every interest. Lastly, the school... Read More

Sarah, Graduated 2020
Overall Rating: 5/5

Attending the University of Central Florida gave me a level of prestige in my career that I am proud of. I feel that the knowledge I gained in my degree is useful in my career. The ability to attend online removed a barrier that would have prevented me... Read More

Annelise Williams, Graduated 2024
Overall Rating: 5/5

UCF was amazing. I knew the minute I went to take a look at the college during my senior year of high school that I liked it there. The beautiful trees and lights and the environment felt not only like a college but just warming and like home. It's unfortunate... Read More

AI Student Review Summary: Sentiment toward University of Central Florida is broadly positive, with students frequently praising strong professors, internships, research opportunities, career services, and an active campus culture filled with clubs, events, and networking opportunities. Many reviewers suggest that outcomes depend more on the strength of an individual program and a student’s initiative than on the university’s overall reputation alone. Criticism centers on the challenges of scale, including oversized lecture classes, parking shortages, scheduling bottlenecks, and inconsistent advising or financial aid support. Several students also note that success often comes from proactively seeking office hours, internships, and campus resources rather than expecting close guidance by default.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 8,871 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $59,760
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 75%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 92%
#3
Annual In-State Tuition: $6,569
Annual Out-of-State Tuition: $19,451
Average Program Length: 4 years
3.36 / 5
The University of West Florida "> Overall Rating
76%
The University of West Florida "> Recommend
86%
The University of West Florida "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • With 7,077 online students (top ~11% nationally), UWF operates at real scale — but its 88% retention rate (top ~8%) and 62% graduation rate (top ~21%) suggest students aren’t getting lost in that scale. Large online systems often struggle to keep students moving, while smaller schools often lack the infrastructure to support them consistently. UWF sits in between.
  • The nearly 100 reviews we've collected for this online school consistently point to accessible professors and smaller class environments, even for online programs. That’s also not typical for institutions with this level of enrollment.

15 Student Reviews for Bachelor's Degrees

Demetria, Graduated 2016
Overall Rating: 5/5

My experience with UWF was amazing. Graduating with a bachelors degree in Health Information Technology, UWF gave me the necessary skills to succeed. As an online student, I was able to attend any time 24/7, which was very important to me because of my... Read More

Gabriella, Graduated 2025
Overall Rating: 5/5

The University of West Florida was a great school to attend. I did most of my courses online, but I took a few in person. It is not as big as some of the other universities in Florida, but that was one thing I liked about it. You had to get to know people... Read More

Anonymous, Graduated 2015
Overall Rating: 5/5

Attending UWF was a great experience for me. I had a phenomenal guidance counselor, and all my higher course level instructors, the 3000 and 4000 level instructors, we're very very good. I was not on campus frequently, but the times I was on campus the... Read More

AI Student Review Summary: Students frequently describe The University of West Florida as a community-oriented university where small classes and approachable professors create a more personal academic experience. Reviewers often praise affordability, scenic surroundings, outdoor amenities, and supportive resources such as writing assistance, libraries, and career tools. Many also highlight meaningful mentorship, transfer-friendly pathways, and the confidence gained through close faculty interaction. Criticism centers mainly on inconsistency across departments, with students reporting weak advising, limited course options in some majors, parking frustrations, rising costs, and uneven levels of academic or career support depending on the program.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 3,073 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $52,842
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 62%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 88%
#4
Annual In-State Tuition: $7,591
Annual Out-of-State Tuition: $17,383
Average Program Length: 4 years
3.45 / 5
Texas A&M University - Central Texas "> Overall Rating
86%
Texas A&M University - Central Texas "> Recommend
100%
Texas A&M University - Central Texas "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • Most online universities are designed to start your degree. Texas A&M is designed to help you finish it. As an upper-division institution, Texas A&M primarily serves juniors, seniors, and graduate students. In practice, that means the school assumes you’re arriving with prior credits, whether from community college, military training, or earlier enrollment elsewhere.
  • Median earnings of $53,478 (around the 27th percentile nationally) are more modest, but the 89% recommendation rate suggests students aren’t evaluating their experience on raw salary numbers. They’re valuing the ability to actually finish a degree that might have otherwise been stalled for years.

1 Student Review for Bachelor's Degrees

Laurie, Graduated 2015
Overall Rating: 4/5

Amazing school community with great traditions. Great education. Best alumni network in the nation

  • Undergraduate Online: 1,216 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $53,478
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: N/A
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: N/A
#5
Annual In-State Tuition: $8,040
Annual Out-of-State Tuition: $13,320
Average Program Length: 4 years
3.81 / 5
Old Dominion University "> Overall Rating
86%
Old Dominion University "> Recommend
90%
Old Dominion University "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • ODU is shifting to fully asynchronous, 8-week courses across nearly all programs. This standardizes the entire experience so there's no required login times, shorter terms, and a repeatable structure that makes it easier to plan around deployments, TDYs, or sudden schedule changes.
  • Based on the hundreds of student reviews we've collected for ODU, professors are frequently described as knowledgeable, caring, responsive, and willing to provide one-on-one support across all bachelor's programs.
  • The Military Connection Center provides general advising and it also handles issues around benefits, transitions, and military-specific constraints. This is a valuable resource for military students because it shows that the system is designed to assume you might not always be in a stable, connected environment.

32 Student Reviews for Bachelor's Degrees

Donald Cutler, Graduated 2003
Overall Rating: 5/5

In my opinion, ODU is probably the best kept secret in Hampton Roads. Their Electrical Engineering program is well respected among employers in the Hampton Roads area and I had a job lined up six months before I graduated. Their engineering program is... Read More

Sam, Graduated 2013
Overall Rating: 4/5

Old Dominion University was a great program. Not many people were math majors, so it was great having smaller classes. The professors were extremely smart and helped often. Additionally, the other students were great. We did several group meet ups to... Read More

Courtney, Graduated 2017
Overall Rating: 5/5

Overall, Old Dominion University affords its students a tremendous amount of opportunities and resources. I loved the university so much, I chose to stay for graduate school. ODU is known for its inclusive environment and is proud of its diverse population... Read More

AI Student Review Summary: Old Dominion University receives a largely positive assessment from people in bachelor's programs, though experiences vary significantly by department and support office. You will see repeated praise for faculty quality, especially professors and advisors who are described as knowledgeable, caring, accessible, and effective in preparing you for careers, graduate school, internships, practicum work, and licensure-oriented paths. We also see strong appreciation for ODU’s diversity, inclusive campus culture, flexible course formats, and online options, which appear especially valuable for working adults, transfer learners, and nontraditional enrollees. Several reviews highlight successful credit transfer, affordable tuition, strong campus involvement, and direct employment outcomes after graduation. The most consistent dissatisfaction centers on administrative friction rather than academics: financial aid, transcript processing, advising availability, course access, and bureaucratic runaround. We also note recurring concerns about parking, older freshman housing, uneven professor quality in some programs, limited support for some online learners, and safety in the surrounding Norfolk area. The clearest takeaway is that academic experiences are often strong, but institutional support can feel inconsistent.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 5,614 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $60,174
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 44%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 76%
#6
Annual In-State Tuition: $8,092
Annual Out-of-State Tuition: $8,092
Average Program Length: 4 years
3.96 / 5
University of Arkansas "> Overall Rating
92%
University of Arkansas "> Recommend
96%
University of Arkansas "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • Approved online programs charge in-state tuition for everyone, which keeps tuition low for active-duty students and military families who relocate frequently.
  • The Online Student Liaison Office functions as a single point of contact from application through graduation. This is most important for military learners navigating deployments, benefits, and stop/start enrollment patterns. The Veteran and Military-Affiliated Student Center and tuition assistance pathways both show how the system is designed to reduce friction.

31 Student Reviews for Bachelor's Degrees

Anonymous, Graduated 2021
Overall Rating: 5/5

The University of Arkansas was a great university to grow in both friendship and education. I had a great experience with all their educational outlets like the math center or writing center, but also things like the library. The education department... Read More

Cody Nolan, Graduated 2017
Overall Rating: 4/5

I believe that the University of Arkansas provided me with a quality and thorough undergraduate program in political science that benefited me in searching for and obtaining employment after completing my degree. The ability to have moderately sized classrooms... Read More

Vanessa Powell, Graduated 2019
Overall Rating: 4/5

The University of Arkansas definitely has a lot of school spirit. There are so many ways to get help at this school and they provide so many places to study. Many study tools are provided like tutoring and essay editing in the libraries and there are... Read More

AI Student Review Summary: Students frequently describe University of Arkansas as a welcoming, opportunity-rich university with approachable professors, strong campus culture, and valuable career-building experiences. Reviewers often praise internships, research opportunities, study abroad, alumni networking, and flexible online formats that support working adults and commuters. Many also highlight scholarships and overall affordability relative to career outcomes. Criticism centers mainly on logistics and administration, with students repeatedly citing parking frustrations, inconsistent advising, confusing graduation planning, and uneven support across departments. Some also report variability in teaching quality, limited course options in certain areas, and concerns about institutional responsiveness during difficult circumstances.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 1,760 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $66,888
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 70%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 86%
#7
Annual In-State Tuition: $8,340
Annual Out-of-State Tuition: $8,340
Average Program Length: 4 years
3.96 / 5
Columbia Southern University "> Overall Rating
78%
Columbia Southern University "> Recommend
86%
Columbia Southern University "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • CSU includes textbooks at $0 cost, which seems small but compounds across a full program and removes one of the most common hidden expenses. Combined with flat per-credit pricing and compatibility with military tuition assistance, this means you can forecast costs with budget clarity.
  • The LifePace-style format (self-paced, course-by-course progression) mirrors deployment cycles, shift work, and irregular availability. You can pause/resume without academic penalty, which is huge.

89 Student Reviews for Bachelor's Degrees

Damian, Graduated 2019
Overall Rating: 4/5

I have a Bachelors Degree from CSU earned before the regional accreditation was obtained. Honestly I did worry about the accreditation but I found the coursework to be challenging and the resources helpful. In fact, the course work was as challenging... Read More

Jamie, Graduated 2024
Overall Rating: 5/5

I recently graduated from CSU but have decided to pursue my Master’s degree at another university. There's no problem with transferring my credits. I'm not sure why some people say that credits don't transfer. That's simply not true. I thoroughly enjoyed... Read More

Margaret, Graduated 2024
Overall Rating: 4/5

I am happy I picked CSU. They are Regionally Accredited effective 12/6/2022, but retroactive from 1/1/2022. It is all political don’t feel bad because it’s all about money. I like the school and the program. The classes are not easy, I’ve don’t in person... Read More

AI Student Review Summary: Students frequently describe Columbia Southern University as an affordable, flexible option that works especially well for working adults, military learners, and parents balancing demanding schedules. Reviewers often praise asynchronous courses, transfer-credit policies, included textbooks or grants, and coursework they describe as writing-heavy, APA-focused, and more rigorous than expected. Many also connect the degree to promotions, salary increases, or graduate-school progression. Criticism centers mainly on administrative friction, including financial aid delays, enrollment errors, inconsistent advising, limited instructor feedback, and frustration with proctoring or academic-integrity disputes. Some students additionally raise concerns about accreditation and transferability, particularly in older reviews.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 12,213 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $72,842
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 37%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 59%
#8
Annual In-State Tuition: $9,900
Annual Out-of-State Tuition: $14,970
Average Program Length: 4 years
3.13 / 5
University of Maryland Global Campus "> Overall Rating
59%
University of Maryland Global Campus "> Recommend
78%
University of Maryland Global Campus "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • A big differentiator is its 175+ worldwide locations, including UMGC Asia and UMGC Europe. Military learners need a school that can follow them through overseas assignments, TDY, and changing time zones. UMGC is designed around that reality.
  • Its military advising team, base-connected advisors, online booking tools, and worldwide footprint create a support system that understands PCS moves, Tuition Assistance, GI Bill timing, and deployment interruptions.
  • UMGC has the highest median earnings in this set at about $80,146, placing it in the 82nd percentile nationwide. That gives its military-friendly model more weight because the school actively demonstrates that students collectively have strong post-graduation outcomes.

96 Student Reviews for Bachelor's Degrees

Rachel Dumas, Graduated 2024
Overall Rating: 5/5

I really like this school and will have received 3 degrees from them Great for the military personnel. I also like how they are open to accepting things as they come, be that life emergencies, deployments, hospitalizations, etc. The staff and teachers... Read More

Hira, Graduated 2024
Overall Rating: 5/5

I had great professors. The online platform really helped in my success. The portals were super smooth, organized and easy to navigate. The main office/customer help line was always very kind and helpful. Although it was online, they still did a magnificent... Read More

Travis Miller, Graduated 2023
Overall Rating: 5/5

Great school. I had many great professors that helped mentor me and really cared about my education. There were some tough classes towards the end of last year which required a lot more study time and the ability to really grasp new ideas but overall... Read More

AI Student Review Summary: Students frequently describe University of Maryland Global Campus as a strong fit for self-directed learners balancing work, military service, or family responsibilities. Reviewers often praise the accelerated eight-week terms, transfer-credit flexibility, practical coursework, and online access that helped them pursue promotions, career changes, graduate study, or new job opportunities. Many also value instructors with real-world industry experience and clearly organized course materials. Criticism centers heavily on administration, with students repeatedly citing advising mistakes, transcript delays, billing confusion, financial aid problems, and inconsistent communication across departments. Academic quality is also described as uneven, with some programs praised as rigorous and career-relevant while others were criticized for excessive self-teaching, outdated materials, repetitive assignments, and inconsistent grading.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 46,379 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $80,146
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 30%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 53%
#9
Annual In-State Tuition: $10,260
Annual Out-of-State Tuition: $10,260
Average Program Length: 4 years
3.22 / 5
Southern New Hampshire University Online "> Overall Rating
62%
Southern New Hampshire University Online "> Recommend
66%
Southern New Hampshire University Online "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • SNHU is partnered with organizations like the United Service Organizations (USO), which is a nonprofit that supports active-duty service members and military families through airport lounges, care packages, entertainment, transition help, and programs that keep military communities connected.
  • They are also connected with Operation Homefront, which helps military families with financial assistance, housing support, caregiver support, school supplies, holiday meals, and other family-stability programs.
  • With 177,807 online students, SNHU operates the largest online student body in the country.

241 Student Reviews for Bachelor's Degrees

Chase, Graduated 2026
Overall Rating: 4/5

The college is easy and they accept fafsa and grants and it is not challenging at all, I worked in person and went to school online at night and in the morning, it allowed me to still try and get my degree, unfortunately due to personal circumstances... Read More

Carly, Graduated 2023
Overall Rating: 5/5

I returned to school as an older student. I felt more comfortable pursuing my education online rather than in a traditional classroom setting.

I was very happy overall with the education I received. It required a bit more self-teaching than expected and... Read More

Jimmy123, Graduated 2019
Overall Rating: 5/5

Prior to coming here, I was in a traditional four-year state school in person. The cost were getting to be too much and I was watching my debt rise. I looked into alternative options so that I could work full-time while going to school and not pay as... Read More

AI Student Review Summary: Flexibility and accessibility are recurring strengths in reviews of Southern New Hampshire University, especially among working adults, military learners, parents, and students returning after long breaks. Reviewers often praise the accelerated terms, transfer-credit policies, structured weekly coursework, and affordability relative to competitors, saying the format makes it possible to balance education with jobs and family responsibilities. Criticism centers mainly on financial aid and administrative problems, including billing confusion, transcript holds, and inconsistent communication across departments. Many students also describe the coursework as highly self-directed, with uneven instructor engagement, standardized course design, vague rubrics, and heavy reliance on discussion posts and writing assignments.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 160,747 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $64,955
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 45%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 60%
#10
Annual In-State Tuition: $10,680
Annual Out-of-State Tuition: $10,680
Average Program Length: 4 years
3.36 / 5
Capella University "> Overall Rating
63%
Capella University "> Recommend
81%
Capella University "> Helpful for Career

What Sets This Military-Friendly School Apart:

  • At $10,680 annually, the price point is still competitive at #10 on this list, but the bigger story is outcomes. Median earnings of $78,942 place Capella in roughly the top 20% nationally among peers for post-graduation salary. That signals a clear ROI path, especially if you’re using Tuition Assistance or GI Bill benefits and want to convert them into meaningful post-service income.
  • Capella provides tuition discounts (up to 15% for bachelor’s programs), accepts military training for credit, and offers a formal military leave policy aligned with deployment realities. It also participates in Department of Defense education frameworks and maintains partnerships with programs like ArmyIgnitED and DANTES, which helps students make the most of their military benefits.

115 Student Reviews for Bachelor's Degrees

Clare, Graduated 2024
Overall Rating: 3/5

The good, the instructors and curriculum was outstanding. The tech support as well. The bad, good luck getting to speak to a coach or tutor. Coach never returns any form of communication I spoke to mine maybe twice in 2.5 years. Tutor takes 2 weeks to... Read More

Bonecollector1, Graduated 2024
Overall Rating: 3/5

I was misled by the financial aid department! I was told the same thing by two individuals there regarding my financial aid disbursement. When I called again and spoke to another person in financial aid they told me something else. No help, and it is... Read More

L.C., Graduated 2024
Overall Rating: 3/5

Determination. Curiosity. Independence. Those are thee of the things that will ensure you get the most out of your education at Capella. The types of courses they had for my program were nuanced and appropriate and there was a consistent demand to call... Read More

AI Student Review Summary: Students portray Capella University as a rigorous but highly self-directed online university that works best for disciplined learners balancing work, parenting, or other major responsibilities. Reviewers often praise writing-intensive coursework, flexible scheduling, supportive advisors, and assignments tied closely to professional practice, with some reporting promotions or stronger career opportunities after graduating. Criticism centers on operational and financial issues, including high tuition, billing disputes, inconsistent financial aid support, and delays during dissertation or final project stages. Many students also report uneven instructor quality, vague assignments, outdated technology, and uncertainty about how employers or licensing boards view the credential in some fields.

This is an AI-generated overview of real student feedback submitted to OnlineU, highlighting common themes and insights. The summary was reviewed for accuracy.
  • Undergraduate Online: 18,366 enrolled
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, median earnings data was provided by an official representative of the school. Contact the school directly for additional median earnings information. ">Median Earnings: $78,942
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, average graduation rate data was provided by an official representative of the school. Contact the school directly for additional average graduation rate information. ">Avg. Grad. Rate: 33%
  • National Center for Education Statistics (NCES) and reflects the most current available data. In the absence of available NCES data, retention rate data was provided by an official representative of the school. Contact the school directly for additional retention rate information. ">Retention Rate: 23%

Stories Behind the Rankings: An Editorial Analysis

Best for Speed If You Can Handle Self-Pacing

Capella University's FlexPath competency-based model allows faster completion, and salary outcomes support it with median earnings of $78,942 (top ~20% nationwide). However, the 23% retention rate and 33% graduation rate suggest that many students struggle with the independence required to succeed in that model. It really comes down to the kind of student you are. 

Largest Online University That Still Feels Structured

With 177,807 online students (essentially unmatched scale), SNHU could feel chaotic, but its standardized weekly format and 8-week terms create consistency. While student reviews confirm this structure helps many finish, the 60% retention rate and 45% graduation rate do show mixed follow-through. 

Highest Earnings Despite Middling Completion Rates

The University of Maryland Global Campus reports the highest median earnings in the group at $80,146 (top ~18% nationally), but pairs that with a 30% graduation rate and 53% retention rate. Those are not great averages. Student reviews we've collected express frequent complaints about advising, billing, and self-directed learning demands, which may be a contributing factor. 

How To Identify Affordable Military-Friendly Online Colleges That Truly Support Service Members

To understand what works for military students looking at online education, we gathered insights from two professionals who deeply understand the military experience from different angles. Together, these experts shed light on the practical realities of military-friendly education as well as the psychological considerations that can make or break a service member's academic success in college.

Headshot of Bre Bardaels (MA- IO, CAARNG)

Bre Bardaels (MA- IO, CAARNG)

Veteran Workforce Developer, Military Liaison

As the founder of Bardaels & Associates, Inc., Brenda Bardaels has established herself as a premier career coach and consultant specializing in military transitions. Currently serving as a 2nd Lieutenant Medical Operations Officer in the California Army National Guard while pursuing her Doctorate in Psychology at Touro University, Brenda exemplifies the resilience and adaptability that define successful military professionals.

What makes an online college truly military-friendly? 

"For my journey and that of my clients (I provided career guidance for service members and military spouses), a military-friendly online college is one that truly supports my service and transitions. 

I only had one difficult situation during my Master's program when the professor did not understand the challenges of missing class due to military training. After speaking with the school's Dean (who happened to be a Veteran), everything was resolved, and I was allowed to submit my homework within the 30-day period (as stated by California law) and my grade was reinstated. 

Service members appreciate that type of flexibility and open-mindedness from professors and schools. That was the only issue I encountered. After speaking with the Dean, I had no other hiccups." 

How can a military student evaluate whether an online college will actually support them? 

  • "Attend an orientation or two and ask those questions about accommodation for service members.

  • Take notes of the conversations that are being held at these virtual orientations. 

  • Check online reviews and ask other Veterans about their experience with the school.

  • Speak with someone from the school and have questions ready about their program and flexibility. 

  • Look for graduates of that school online and see where they are at professionally. (It will be very telling whether the school is supportive or not of their students.) 

If a school cannot support regular civilian students with basic commitments such as work, kids or health issues, I cannot expect that they will accommodate the unpredictable lives of service members."

Which fields of study tend to offer the strongest ROI for veterans or those transitioning into civilian careers? 

"I'd say one that the service member truly wants to pursue. It doesn't always have to relate to their military occupation. It has to be one that they understand and are comfortable with, and one where they see a high need in their area. 

Healthcare and IT are fields that usually have high demand, but if a service member lives in a remote area where the nearest hospital is hours away or internet service is scarce, perhaps those two would not be the wisest choices. Other careers can be considered based on the community's needs."

What's the biggest myth about using military benefits like GI Bill or tuition assistance to pay for an online degree? 

"One of the biggest myths is that National Guard and Reserve members do not qualify for such benefits."

Headshot of Dr. Nir Baharav

Dr. Nir Baharav

Mental Health Trauma Specialist

With over 25 years of specialized experience in providing trauma resolution, Dr. Baharav has helped thousands of patients reclaim their lives. Dr. Baharav earned an honors degree in Psychology from Concordia University, where he completed both his bachelor's and master's degrees simultaneously, and a Doctorate in Clinical Hypnosis from the American Institute of Hypnotherapy. In his approach, he suggests creating environments where veterans can channel their inherent self-discipline toward productive growth.

"In my experience working with veterans over the last 25 years, I firmly believe that the single greatest determining factor in a veteran's perception of their own psychological safety will come from the final days of active duty and the resultant loss of a structured work environment.



I highly recommend that all service members who are actively transitioning to civilian life consider enrolling in a college or university that has programs in place that provide a high level of control and purpose in the service member's career path.


As a result of this lack of structure, many veterans become extremely vigilant, and nearly all will develop debilitating transition anxiety. For a successful reintroduction into civilian society for veterans to occur, it is necessary to fully understand all facets of the reintroduction process and design the reintroduction process to create an environment where the veteran can grow productively and rewardingly, without developing obsessive/compulsive coping behaviors. 

When the underlying reason for a disorder is removed, the veteran can then use his self-discipline to grow as an individual, as opposed to merely surviving. 

I highly recommend that all service members who are actively transitioning to civilian life consider enrolling in a college or university that has programs in place that provide a high level of control and purpose in the service member's career path."

Want an online degree that's:

  • Affordable
  • Popular
  • Highly Rated
  • Military-friendly

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Overview of Military-Friendly Online Colleges

A 2023 report from Veterans Affairs showed that military students received $10.8 billion in payments to support their college financial needs. Over 860,000 service members, veterans, reservists, and their families applied for tuition assistance through seven VA programs, including the following:

Post 9/11 GI Bill

Montgomery GI Bill

Veteran Rapid Retraining Assistance Program

Survivors’ and Dependents’ Educational Assistance

Despite having access to some of the most generous education benefits in the world, the vast majority of veterans are still enrolling in colleges where their chances of actually finishing a degree are disappointingly low.

The numbers tell a concerning story: only 23% of GI Bill beneficiaries choose four-year institutions with graduation rates of 70% or higher. And that's a figure that's barely budged in years. This stagnation suggests that veterans aren't getting the guidance they need to identify schools where students actually succeed.

Online colleges may offer the sweet spot. They have the flexibility for students to take off during deployments, maintain enrollment through PCS moves, and transition into civilian careers. The challenge is to connect veterans with the right online programs. 

The most successful online colleges for military students combine the flexibility military students need with strong support systems, proactive academic advising, and comprehensive services designed specifically for military learners. Veterans who do their homework to identify these high-performing institutions position themselves for graduation success.

Support From Online Colleges for Military-Affiliated Online Students

Because of the unique demands of their careers, military service members and their families need special support from their colleges. This includes employees who understand the intricacies of short- and long-term deployments, the complexities of the Post-9/11 GI Bill®, and the roles of Educational Services Officers (ESOs). 

In fact, one of our ranking considerations is the presence of dedicated staff who are available to answer questions and provide academic support to military students. Schools that provide this kind of support typically make it easy for military students to get in touch with these employees through easy-to-find contact information. 



One of our ranking considerations is the presence of dedicated staff who are available to answer questions and provide academic support to military students.


Military-friendly colleges also have policies to help students navigate unexpected situations, such as sudden temporary additional duty orders (TDYs). Many schools waive penalties for late assignments or discussion posts that a student misses while on a TDY. Colleges earn greater Military-Friendly Scores if their staff and faculty are experienced at working with students' ESOs to schedule make-up work.

Another consideration is a school's prior-learning and transfer policies. Many service members accrue valuable knowledge and skills through non-academic training, and colleges often recognize this by applying these military experiences toward academic credits. Advisers may work with the student to receive and evaluate their official service transcript. All of these factors — dedicated staff, caring leave policies, and generous credit transfers — are crucial to calculating a college's Military Friendly Score.

Financial Assistance at Military-Friendly Online Colleges

The cost of a college degree can be a considerable investment for students, and may deter some from pursuing higher education. 

Of the military-friendly online colleges on our 2026 list, the median annual tuition rate is $9,900. (That's down from two years ago when the median on this list was over ten grand per year.)

For our companion page featuring the overall best online military-friendly schools, sorted by GI Bill enrollment, the median annual tuition for the list is $26,306 per year. That's a stark difference! A big difference is that it's a comprehensive list of 48 accredited online military-friendly schools, but if budget is your main concern, you're in the right place.  

Online programs can cost less than comparable in-person versions, so it makes sense for cost-conscious applicants to consider distance learning. Even so, military students may wonder whether they will be eligible for financial assistance that can further reduce these costs.

The large majority of college students receive financial aid to help them attend school. Below we detail some financial considerations for military students, including college discounts, the possibility of free degrees, and the GI Bill®.

Do Colleges Give Military Discounts for Online Students?

While most financial aid for military students comes from the government, some colleges also offer discounts for online military students. Schools may provide reduced tuition rates for service members, military spouses, and dependent children, or they may waive certain fees for these same students. The most common tuition discount is a per-credit cap of $250 for active-duty service members, much lower than the median per-credit cost of $449 for online bachelor's degrees. Columbia Southern University is an example of a college from our list that offers a tuition cap and also waives application and library fees for military students and their family members.

Other schools offer military scholarships intended to cover any gaps left by military aid programs. These colleges usually consider military students for these scholarships automatically as part of their financial aid applications. Students will generally need to complete a Free Application for Federal Student Aid (FAFSA) and enroll in the federal Tuition Assistance program to provide their service history.

Are There Free Online Colleges for Military Students and Veterans?

Veteran students may be able to earn a tuition-free online degree if they enroll in schools that participate in the Yellow Ribbon program or in public schools in select states. Yellow Ribbon schools agree to cover funding gaps left by the Post-9/11 GI Bill® for a prescribed number of service members and veterans each year. These students may receive a complete tuition waiver, and some schools also cover some or all fees.

Yellow Ribbon Qualifications

Veterans can qualify for Yellow Ribbon benefits if they either served for three years in the period after September 11, 2001 or served at least 30 days during this period and received an honorary disability-related discharge. The Department of Veterans Affairs (DVA) maintains a searchable catalog of participating colleges.

Some states also offer discounts to veterans through their public university systems, which may allow them to attend college without paying tuition. States usually detail such waivers on the websites for their state departments of veterans affairs. Prospective students should review each state they're interested in, because eligibility rules vary. For example, Illinois offers the Illinois Veterans' Grant to veterans who lived in the state before enlisting and who returned there within six months after discharge, whereas Washington only requires that the student maintain a fixed and permanent home in the state while attending college.

GI Bill®

Since 1944, the federal government has provided education benefits to active-duty service members and honorably discharged veterans. Currently, students may be covered under the Montgomery GI Bill® or the Post-9/11 GI Bill®, which both allow for at least some coverage for college tuition, books, and fees for 36 months.

In general, military personnel can qualify for the Montgomery GI Bill® if they've served at least two years and can qualify for the Post-9/11 GI Bill® if they've served at least three years after September 11, 2001. Students who qualify for maximum coverage can get in-state public college tuition completely covered, or up to about $25,000 at private schools. The eligibility requirements and coverage options for each bill are complex and full of exceptions, so it's best to check with a qualified ESO or DVA benefits advisor to determine the best path.

Which College Majors Does the GI Bill Commonly Cover?

Below, this chart (with data collected by the Student Veterans of America) highlights the most common degree fields funded by the Post-9/11 GI Bill. It shows the degree paths many veterans choose when transitioning to civilian careers. 

Reviewing these trends can help students identify degree paths that align with both workforce needs and military-to-civilian skill transfer. Career-focused majors like business, health professions, computer science, and homeland security appear frequently, suggesting that many veterans prioritize programs with clear job pathways and strong earning potential. 

Perhaps one of the popular fields of study listed above is exactly what you were looking at as well. Many GI Bill recipients prioritize degrees with clear careers. Perhaps this is because nearly two-thirds of student veterans are first generation college students, so they understand the privilege that the situation presents. 

Below are some of these popular degrees for military learners, with links to where you can study online to achieve these goals: 

Business, management, and marketing: An affordable online business degree may be a strong fit for veterans interested in leadership, marketing, project management, or entrepreneurship. Many military roles develop organizational and leadership skills that transfer naturally into business careers, which is why this is such a popular choice for military students to pursue. 

Health professions: A health sciences online degree or even an affordable online nursing degree may appeal to students interested in stable, mission-driven careers that support community wellbeing. Some veterans also build on prior medical or emergency response training received during service. 

Liberal arts and sciences: A online liberal studies degree offers flexibility and broad skill development in communication, critical thinking, and problem-solving. This pathway can work well for students planning to later specialize or pursue graduate study. 

Homeland security, law enforcement, and firefighting: An affordable online criminal justice degree aligns closely with many military occupational specialties, making it a natural transition for students interested in public safety, emergency management, or protective services. 

Computer and information sciences: An affordable online computer science degree may be appealing for veterans interested in tech, with subfields like cybersecurity, IT management, or data analysis — fields with strong projected job growth. 

Public administration and social service: An affordable online public administration degree can support careers in government, nonprofit leadership, or community services, which may resonate with students motivated by public service. 

Social sciences: An online social science degree helps students better understand human behavior, institutions, and policy, which can support careers in research, public policy, or human services. 

Education: An affordable online education degree may be a good option for veterans who want to mentor others, teach, or work in training and development roles, building on leadership and instructional experience gained in the military.

Is an Online Degree Worth It for Military Personnel?

An accredited online degree is worth the cost and effort for many service members and veterans, because these students receive special financial incentives to attend college and can enjoy great career benefits. A civilian degree might help active-duty military personnel climb the ranks; each service looks favorably on civilian degrees during promotion reviews, and service members can pitch their education as a strength when pursuing special assignments. A degree is also required for enlisted personnel who are seeking an officer's commission.



A civilian degree might help active-duty military personnel climb the ranks.


About 250,000 military personnel leave the service each year, and a college education is just as useful for their post-military career as it is for civilians. About one in every three veterans have a bachelor's degree or higher.

A bachelor's degree usually leads to making approximately $40,000 more each year than professionals earn with a high school diploma or its equivalent. College graduates also enjoy an unemployment rate that's 1.5% lower. Military students can choose a major with an eye on some of the most promising career paths for veterans, which include fast-growing fields such as healthcare administration and information technology.

Online degrees provide flexibility for military students who can't be sure that they'll be living in the same area for more than two years at a time. Service members studying on campus may be forced to transfer credits if they receive new duty orders, which can be disruptive to their education. Online learning provides continuity by allowing students to complete coursework from anywhere with an internet connection.

Online degrees carry potential downsides as well. The greater flexibility comes at the cost of human interaction, and students forego potential networking opportunities they might experience on campus. Further, military-affiliated students should be wary of aggressive courting from for-profit schools, who have historically been able to earn more money from the government if they accept a certain number of students using the GI Bill®. Although Congress fixed this technicality in 2021, it's always helpful to research real student experiences at a given school and review GPAs and graduation rates of military students where available. Ultimately, prospective students must decide for themselves whether the online format is right for them, but it's an option worth considering.

FAQs About Affordable Military-Friendly Online Colleges

What Are the Best Colleges for Active Duty Military?


The best colleges for active duty military are online colleges that participate in the Yellow Ribbon designation and have dedicates support services, like the schools on our list.

Online schools for active service military students offer flexible learning environments that allow them to stay on top of their responsibilities. Degree completion programs are among the most flexible options thanks to the Community College of the Air Force's (CCAF) partnership with universities nationwide. Known as General Education Mobile (GEM), this program allows students to quickly and conveniently complete their lower-level general education requirements online before moving on to a bachelor's degree. 

Some military friendly online schools even offer credit refunds to students deployed on short notice. They'll also work with active duty students to adjust their course schedules to meet their military responsibilities. 

What Are the Best Online Schools for Military Tuition Assistance?


Affordability is critical when pursuing an online education as a service member. We recommend military-friendly online colleges that are part of the Tuition Assistance (TA) program, allowing military students to save thousands of dollars on costly tuition through federal subsidies. As long as a school's credits cost $250 or less, students can get up to $4,500 worth of tuition covered each year. 

The most affordable online colleges for military students employ benefits assistance liaisons that help navigate the various forms and requirements needed to receive financial help.

Does the VA Pay for Online Degrees?


Online students are eligible to receive benefits from Veteran Affairs. Those receiving benefits from the Post 9/11 GI Bill can also get a housing allowance based on half the national rental averages. Depending on which program is being applied for, there are different eligibility requirements, with rates ranging from hundreds to thousands of dollars per month. The best veteran-friendly online colleges have VA specialists or counselors to answer questions and walk students through the process of applying.

Can You Do Online College While in the Military?


Many active duty military members are enrolled in online programs. The best online degrees for military students can be earned on their schedules through remote learning management systems like Canva and Blackboard. The flexibility of these degrees allows them to meet the demands of their service roles without sacrificing a quality education. Often, these credentials lead to higher-ranking positions and larger salaries.  

Can I Do College Online While in the Air Force?


Air Force members can jump-start their college education through the Community College of the Air Force (CCAF). As the only military-exclusive postsecondary institution, the CCAF can help Airmen meet their general education requirements while studying entirely online. Tuition assistance is available for Air Force members through federal grants that do not have to be paid back. Airmen can qualify for the Montgomery GI Bill after two years of service.

How Long Do You Have To Be in the Military To Get Free College?


Whether you can attend college for free depends on what program you're eligible for. Tuition Assistance is among the most common ways for military students to pay for college. To qualify, service members must have served for at least one year after their initial training. After 30 days, students and their families qualify for in-state tuition rates. 

For the Montgomery GI Bill, which offers $2,360 per month during full-time college enrollment, active duty students must have served for at least two years to receive benefits. Reservists, on the other hand, must have six years of service under their belts. 

What Degrees Will the Military Pay For?


The military offers tuition assistance for several degree types, including online degrees for military students. Bachelor's and associate degrees are the most common. Other eligible degrees include vocational, technical, and non-college degrees. Military students can also pursue online degrees from 2-year community colleges or graduate schools that offer master's and doctoral degrees. 

In a nutshell, veterans can attend public universities, private colleges, or online schools approved by the VA. The VA's website says, "If you’re using Post-9/11 GI Bill benefits, we’ll pay for tuition and fees at the same rate as regular courses at an institution of higher learning in the U.S. We may also pay you a stipend for books and supplies."

Plus, if you know that online school is the way you're going, you are even eligible for a monthly housing allowance, despite being a 100% remote learner. You'll receive a monthly housing allowance at 50% of the national average. If you add just a single in-person course in your schedule, you get the full standard housing allowance. 

The VA maintains the WEAMS Institution Search, which is a database of approved schools and programs. This GI Bill Comparison tool can you help you figure out what schools are covered. 

What Is the Armed Forces Tuition Assistance Program?


The Tuition Assistance (TA) program offers educational funding through the Department of Defense (DoD) that helps eligible Soldiers pay for civilian college courses taken voluntarily during their off-duty time, including courses taken fully online

Who's eligible? Active duty Soldiers (e.g., officers, warrant officers, and enlisted) as well as National Guard and Reserve Soldiers on active duty.

What does it cover? The Army will pay up to 100% of tuition costs (up to a per-semester-hour limit) for courses taken online through accredited colleges and universities. It does not cover fees charged by the institution.

Your online courses must be offered by a college accredited by a U.S. Department of Education-recognized agency and must be signatory to the current DoD MOU. Also, importantly, all TA requests require supervisor or commander approval. 

Can I Get College Credit for Military Experience?


Yes, many online universities for military students often give college credit for their service, understanding what the intense training entails, and it can make a significant dent in your overall total costs to make a degree even more affordable. Many schools, especially online schools, have favorable transfer policies that make it easy to use these experiences to reduce a program's overall credit requirements. 

The process typically consists of military branches submitting a Joint Services Transcript (JST) to universities on behalf of the student. The JST is a document that captures all the aspects of military training, from education to occupational experience, which colleges can then take a look at and evaluate. 

So, depending on the school in question, credit may be awarded for the following: 

  • Military occupational training and job experience 
  • Professional military education (PME) courses
  • College Level Examination Program (CLEP) exams
  • DSST exams (formerly known as DANTES exams)
  • Leadership and technical training completed during service

The affiliated military branch submits the JST on the student's behalf, and the university's admissions/registrar team then reviews it to determine how many credits to award exactly. This amount varies by school as well as the student's military background and chosen major, so it's impossible to say how much would be awarded to any given student. Some soldiers, however, find that they have enough military credit to shave off a year or more. 

It doesn't hurt to check! It's just one form. This step can save you a lot of time in the long-run. 

*GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at http://www.benefits.va.gov/gibill.

Student Reviews of Online Bachelor's Programs

atj, Graduating 2030

Attended: University of Virginia

I would like to give the University of Virginia a great deal of praise for the grace it shows its adult students. Every professor I have encountered at this school has been phenomenal, and there is not a day that goes by that I forget how lucky I am to be a part of the Wahoos!!

Review Date: 3/11/2026

Attended: University of Virginia

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

atj, Graduated 2030

Danielle M Duckley, Graduating 2028

Attended: University of Phoenix

The University of Phoenix shown me a part of me I never knew was in me far as a career being in online school has showed me that I can go after any career I desire My opportunity is limitless. Thanks to the University of Phoenix I showcase my accomplishments to family and friends and got a family member to join the University of Phoenix.

Review Date: 9/22/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Danielle M Duckley, Graduated 2028

Stefanie, Graduating 2027

Attended: Baker College - Flint

Baker College has been a solid choice for me as a working adult. The online classes are flexible and designed with busy schedules in mind, and most of my instructors were supportive, organized, and quick to respond to emails. The course content was practical and tied to real-world careers, not just theory. Advising and financial aid can be a little slow at times, so you have to advocate for yourself and stay on top of deadlines, but overall I feel like I’m getting a good education for the cost and... Read More

Review Date: 12/5/2025

Attended: Baker College - Flint

Overall Rating: 4/5

Experience Rating: 4/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: No

Stefanie, Graduated 2027

Janene A Williams, Graduating 2027

Attended: University of Phoenix

As a returning older adult to college the experience with Phoenix has exceeded any expectations I had. The program and learning online has made balancing work, life, and school possible. Even as a new student, I've been able to incorporate what I'm learning in my current job and can see the benefits of continuing my education already. I highly recommend Phoenix to anyone who has the desire to obtain their degree but no time to sit in a classroom.

Review Date: 4/21/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Janene A Williams, Graduated 2027

Melanie J, Graduated 2025

Attended: National University Learn more about how we make money. ">

Let me begin with the positives; The professors in general are topnotch with impressive backgrounds. Out of 26 instructors, thus far, I've only had minor complaints against two of them. Now, on with the negative. The financial aid/academic advisors are poorly-trained on financial aid and its application and disbursement. For instance, I've had a financial aid issue that I originally pointed out in July 2023, and to date, not one staff member has been able to effectively pinpoint its origin or resolve... Read More

Review Date: 11/27/2023

Attended: National University Learn more about how we make money. ">

Overall Rating: 3/5

Experience Rating: 1/5

Instruction Rating: 5/5

Would Recommend: No

Helpful for Career: No

Melanie J, Graduated 2025

Travise Farmer, Graduated 2025

Attended: University of Phoenix

I enjoyed attending this institution and especially like how the instructors were able to integrate their real time work experiences into the classroom.
They were able to provide students with the opportunity to learn about their work experiences and how to develop their own solutions while following the safety standards and regulations.

Review Date: 7/16/2025

Attended: University of Phoenix

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Travise Farmer, Graduated 2025

DiaphanousCrepe, Graduated 2025

Attended: University of Maryland Global Campus Learn more about how we make money. ">

I just started the East Asian Studies bachelor program and the quality of education is fairly good in one class and excellent in another. I am taking two classes at a time. One class has decent lectures and materials, and I can take quizzes twice. In another class, the material is incredibly difficult and time-consuming and quizzes are tough. This particular class reminds me of when I was in graduate school (I'm working on a second bachelor's in order to pivot into a new field). My classmates are... Read More

Review Date: 4/5/2024

Attended: University of Maryland Global Campus Learn more about how we make money. ">

Overall Rating: 4/5

Experience Rating: 4/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: Yes

DiaphanousCrepe, Graduated 2025

Elizabeth Estevez, Graduated 2025

Attended: Chamberlain University

My journey at Chamberlain University, from enrollment to graduation, has been incredibly supportive and transformative. From the beginning, I felt welcomed and guided, especially as I navigated the challenges of balancing work, motherhood, and online classes. The university’s library has been an invaluable resource, offering access to academic tools and research materials that enhanced my learning experience. The professors were approachable, supportive, and readily available, always willing to answer... Read More

Review Date: 4/15/2025

Attended: Chamberlain University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Elizabeth Estevez, Graduated 2025

Single Mom, Graduated 2024

Attended: National University Learn more about how we make money. ">

Northcentral is an online school that seems to be trying to improve its academic reputation by bearing down on students, most of whom are working adults and single parents, by imposing unreasonable rules and showing zero support even when you have a legitimate issue. For one, they allow NO late assignments, and no make-up work (their reasoning is you don't get extensions in the real legal world -- but everyone who works in the legal field knows that extensions are the norm.) And by no late/makeup... Read More

Review Date: 3/2/2022

Attended: National University Learn more about how we make money. ">

Overall Rating: 1.5/5

Experience Rating: 2/5

Instruction Rating: 2/5

Would Recommend: No

Helpful for Career: No

Single Mom, Graduated 2024

Christina Jernigan, Graduated 2024

Attended: Purdue Global Learn more about how we make money. ">

Largely the experience has been positive and a journey that I have enjoyed. There were pockets that were challenging to manuever such as paying or obtaining reimbursement of a fee paid, CS212 Professor presented many opportunities that drove unnecessary hurdles for the whole class, and the advisor team were not as knowledgable at times to address questions. Again, these were corner cases that can not be leveraged to generalize overall experience.

Review Date: 2/12/2024

Attended: Purdue Global Learn more about how we make money. ">

Overall Rating: 4/5

Experience Rating: 4/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: Yes

Christina Jernigan, Graduated 2024

Kendall, Graduated 2024

Attended: Purdue Global Learn more about how we make money. ">

Purdue University Global shines as a beacon for adult learners seeking accessible, high-quality online education. Its dedication to flexibility and personalized support makes it stand out. Whether juggling work, family, or other commitments, students can tailor their studies to fit their lives.
Purdue Global's online platform offers a diverse range of programs, from associate to doctoral degrees, covering in-demand fields. The curriculum emphasizes career-relevant skills, ensuring graduates are well-prepared... Read More

Review Date: 9/13/2024

Attended: Purdue Global Learn more about how we make money. ">

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Kendall, Graduated 2024

Returning / Transfer Student, Graduated 2024

Attended: Florida State College at Jacksonville

FSCJ will scam you. Avoid at all costs - especially if you have financial aid needs. I originally attended another state University and I thought I knew what my major was going to be right out of high school. That changed drastically due to financial hardship, family issues, and the economy's collapse. Because I was in such a regimented career path, I was taking 15-18 credit hours per semester and most of those credits would not count for anything other than electives if I switched programs. I transferred... Read More

Review Date: 10/19/2020

Attended: Florida State College at Jacksonville

Overall Rating: 2/5

Experience Rating: 1/5

Instruction Rating: 3/5

Would Recommend: No

Helpful for Career: No

Returning / Transfer Student, Graduated 2024

RPG911, Graduated 2024

Attended: Western Governors University

I’m 25% done earning my bachelors degree in Business Management and I’m happy with the school so far. You have to remember that this is an online school with an independent learning model, meaning you basically teach yourself. They give you all the resources you need to be successful but it is 100% your responsibility to use them effectively. I have weekly phone calls with my academic advisor who helps keep me on track and lets me know how I’m doing. It is true that trying to get an appointment with... Read More

Review Date: 4/21/2023

Attended: Western Governors University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 3/5

Would Recommend: Yes

Helpful for Career: No

RPG911, Graduated 2024

eric, Graduated 2024

Attended: Full Sail University Learn more about how we make money. ">

I am currently an online student studying audio production and studio engineering. The class assignments have broken links to necessary videos and examples... Assignments might not upload... Tech support is only able to help with software issues- they have little to no experience with hardware- interface, mics, keyboards- etc... The instructors are as helpful as possible and professional but they are extremely limited with assisting with many problems. I have had major issues trying to attend live... Read More

Review Date: 1/5/2023

Attended: Full Sail University Learn more about how we make money. ">

Overall Rating: 1/5

Experience Rating: 1/5

Instruction Rating: 3/5

Would Recommend: No

Helpful for Career: No

eric, Graduated 2024

George Macedon, Graduated 2024

Attended: Full Sail University Learn more about how we make money. ">

As a recent graduate of Full Sail University with a Bachelor of Science in Audio Production, I can say that Full Sail is a unique and immersive experience that thrives on creativity, discipline, and industry focus. The curriculum is fast-paced and hands-on, which mirrors the real-world environments you’ll be working in after graduation.

What stood out most to me was the dedication of the instructors and the collaborative atmosphere. You’re surrounded by like-minded creatives who are serious about... Read More

For prospective students: this isn’t a traditional college experience. It’s intense, it’s specialized, and you get out what you put in. If you’re passionate, self-motivated, and ready to hustle, Full Sail will give you the tools and support to start your journey in the creative industry.

Review Date: 4/16/2025

Attended: Full Sail University Learn more about how we make money. ">

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

George Macedon, Graduated 2024

Sade Tilghman, Graduated 2023

Attended: Post University

I am reading quite a lot of bad reviews for my school. I want to start off by saying I did receive a refund for my first term. Now why everyone else is saying that the financial aid department lacks communication, confuses me. Every time I had a question I was able to get in contact with my Financial Aid advisor over the phone. In order for you to get a refund you need to be a full time student and active in your courses. Now as far as communication goes, I get fast responses from my instructors... Read More

Review Date: 7/7/2019

Attended: Post University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Sade Tilghman, Graduated 2023

Db, Graduated 2023

Attended: Johnson & Wales University - Online

Don't let you take 4 classes your first semester. Throws your plan off if you need increments of 4. Then when you want to take a few extra classes for fun tell you that you can't use financial aid for them. Then question why you would want to keep full time status with 4 classes. Waited until a few weeks before classes start to tell you this information. Take forever to dispurse your financial aid to your account to help cover costs like books and supplies. Some classes felt rushed and didn't learn... Read More

Review Date: 8/3/2022

Attended: Johnson & Wales University - Online

Overall Rating: 2/5

Experience Rating: 3/5

Instruction Rating: 3/5

Would Recommend: Yes

Helpful for Career: No

Db, Graduated 2023

P Jackson, Graduated 2023

Attended: Purdue Global Learn more about how we make money. ">

The school overall is amazing from the adviser. When I first began class to each teacher. I had interaction with nothing but good things to say about the school and the program. I am a Stern advocate and have convince my current manager to go back to school and obtain his. Bixby subscriners and business administration degree. He's literally twenty weeks to graduating!

Review Date: 6/16/2023

Attended: Purdue Global Learn more about how we make money. ">

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

P Jackson, Graduated 2023

GS81, Graduated 2022

Attended: Southern New Hampshire University Online Learn more about how we make money. ">

I'm not sure why people are complaining that tests are not proctored or that you don't learn anything. If you're an honest person it wont matter if tests are not proctored. You are paying for an education, why would you cheat? If you're not learning anything then you are skimming the pages and just looking for what you need to get a right answer. I have had a great experience with SNHU. I have been able to contact the professors of many of my classes late at night or on the weekends and I get replies... Read More

Review Date: 1/7/2021

Attended: Southern New Hampshire University Online Learn more about how we make money. ">

Overall Rating: 4.5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

GS81, Graduated 2022

Brooke, Graduated 2022

Attended: Galen College of Nursing

I am highly satisfied with the RN to BSN online program at Galen College. My company paid for my entire degree minus book rentals, so I can not comment on the financial aspect. That being said, I would pay out-of-pocket for this degree at this college. I feel the instructors are very engaged in the online courses. They give constant and constructive feedback. My student support liaison has been very helpful and responsive as well. I like that the courses are 8 weeks. I do stay pretty busy but I like... Read More

Review Date: 8/19/2022

Attended: Galen College of Nursing

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Brooke, Graduated 2022

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